Give More Clients the Care They Need in the Home They Love.

Retirement Graphic

At AAG, we have helped thousands of homeowners strategically use their home equity to achieve a better retirement. With our wide-ranging home equity solutions, older Americans can customize the right plan for their specific healthcare needs, including in-home care.


Retirement Graphic


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Our Goals

  • Educate seniors and their families on all funding options available to them.
  • Avoid having home care services prematurely or unnecessarily lowered or canceled.
  • Reduce financial stress over the ongoing or increasing cost of care for clients and their families.
  • Retrofit, remodel, or modify the home for safety, prevention, and other needs.

Senior Care Graphic

HECM Borrower Basics

  • Must be 62 or better.
  • The home must be their primary residence.
  • No monthly mortgage payments are required so long as they continue to pay property taxes and homeowners insurance and maintain the home.
  • Equity can be accessed several ways – lump sum, monthly payments for life, as a line of credit that can grow over time, or a combination of these for added flexibility.

More AAG options: VA, FHA, traditional, refinance, jumbo, jumbo reverse, reverse for purchase and jumbo reverse for purchase loans.

¹https://assets.aarp.org/rgcenter/ppi/liv-com/ib190.pdf
²https://www.gobankingrates.com/retirement/1-3-americans-0-saved-retirement/
³https://www.nrmlaonline.org/2019/03/19/senior-housing-wealth-exceeds-7-trillion-for-first-time

Our Partners & Integrations

Home equity solutions can help older adults cover the cost of long-term care in the comfort of their home. Learn more about the different options available to your patients.

HECM Loan Basics for Senior Care

Learn more about how Home Equity Conversion Mortgage (HECM) loans can be used to supplement in-home and long-term care costs. Explore the different options available to your care recipients. Share this brochure with those who may be able to use this powerful financial tool to stay in the comfort of their own home.

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Webinars for Senior Care Professionals

For many homeowners, their home is their greatest asset. They may need access to additional funds in order to supplement health insurance or cover expenses like in-home care. At AAG, we offer home equity solutions, like Home Equity Conversion Mortgages (HECMs), commonly known as reverse mortgage loans, that allow homeowners to put their equity to work.

Funding Senior Care with Home Equity Solutions

Paying for in-home care at any age can be challenging, but for seniors the burden can be especially difficult. Together, we can serve more seniors – better! During this webinar, we’ll discuss how you can:

  • Help your clients fund the care they need
  • Grow your business
  • Retain caregivers and clients
  • Increase the longevity of care
  • Decrease hospital re-admittances
Register Now

Meet the Speaker

Kelly Rogers

Kelly Rogers

Certified Gerontologist

Kelly Rogers is a Certified Gerontologist with more than 28 years of experience working with seniors and their families. Her background in both senior care and financing makes her the perfect fit for the nation’s No. 1 Reverse Mortgage Lender, American Advisors Group. Kelly’s drive in life is truly helping seniors and their families understand how they can afford the proper services and care they deserve to Retire Better!

  • Certified Gerontologist (2008)
  • Certified Memory Impairment Specialist (CMIS) (2002)
  • Licensed Mortgage Officer – NMLS ID: 1065452
  • HCAOA Member
  • Alzheimer’s Aid Society of Northern CA – Member & Co-Author

article 1

More than One-in-ten U.S. Parents are also Caring for an Adult

About three-in-ten U.S. adults (29%) have a child younger than 18 at home, and 12% of these parents provide unpaid care for an adult as well. All told, these multigenerational caregivers provide more than two and a half hours of unpaid care a day, on average, according to a new Pew Research Center analysis of […]

Read More
article 1

How a Reverse Mortgage Can Reduce Retirement Risks

Retirement can come with a host of unanticipated risks, but a reverse mortgage can serve as a tool to manage those risks when used responsibly. This is according to writers Julie Iannuzzi  and Justin Ho in a new article posted to TheStreet. Keep reading…

Read More
article 1

Going Broke Remains a Top Concern in Retirement

Running out of money in retirement remains a primary concern for those planning their transition out of work, with other major concerns being maintaining their lifestyle and the rising costs of healthcare expenses. This is according to the American Institute of CPAs (AICPA) and its Personal Financial Planning Trends Survey. Check it out…

Read More
article 1

Driving the Home Improvement Market

Armed with record amountss of home equity and an expressed desire to remain in their homes as they age, older homeowners are driving the home improvement market. Check out the study…

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article 1

Advisors’ Game Plan for Long-Term Care

There’s an expense lurking on the horizon for retirees that is largely unpredictable but likely: Long-term care. With premiums skyrocketing on insurance policies designed to cover that cost, financial advisors are turning to a variety of other strategies to help clients prepare for a day when they might need help with daily living activities such […]

Read More
article 1

Borrowers’ Children Weigh in on Reverse Mortgage Successes

While reverse mortgage loan originators frequently receive feedback from their clients and the family members of borrowers, it’s not often that borrowers’ family members weigh in publicly about their experiences. During the National Reverse Mortgage Lenders Association’s annual conference last month in San Francisco, several children of reverse mortgage borrowers shared their input with attendees—a […]

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Call us today: (844) 395-4374

For industry professionals only – not intended for distribution to the general public.

American Advisors Group, NMLS #9392, headquartered at 18200 Von Karman Ave., Suite 300, Irvine, CA 92612.

News & Updates

More than One-in-ten U.S. Parents are also Caring for an Adult

About three-in-ten U.S. adults (29%) have a child younger than 18 at home, and 12% of these parents provide unpaid care for an adult as well. All told, these multigenerational caregivers provide more than two and a half hours of unpaid care a day, on average, according to a new Pew Research Center analysis of […]

Read More

How a Reverse Mortgage Can Reduce Retirement Risks

Retirement can come with a host of unanticipated risks, but a reverse mortgage can serve as a tool to manage those risks when used responsibly. This is according to writers Julie Iannuzzi  and Justin Ho in a new article posted to TheStreet. Keep reading…

Read More

Going Broke Remains a Top Concern in Retirement

Running out of money in retirement remains a primary concern for those planning their transition out of work, with other major concerns being maintaining their lifestyle and the rising costs of healthcare expenses. This is according to the American Institute of CPAs (AICPA) and its Personal Financial Planning Trends Survey. Check it out…

Read More